Business Loans

FINANTA’s flexible business solutions allow you to focus on what you do best – run your business. Our customized loans and lines of credit can be used for a wide-variety of business needs, including expansion, acquisitions, equipment purchases, and cash flow management. Choose the best fit for you:

Loan Uses:

  • Equipment and machinery
  • Inventory, furniture and fixtures
  • Working capital
  • Start-up costs
  • Refinancing very high interest loans
  • Financing accounts receivable
  • Business expansion & acquisitions
  • Real estate acquisition & renovations

Loan Features:

  • Flexible terms
  • Below market, fixed interest rates
  • No minimum credit score
  • No prepayment penalty fees

Business Loan Product Overview

SMALL BUSINESS LOANS up to $100,000

Guaranteed equal monthly payments with a fixed-interest rate throughout the life of the loan.
Maximum term: 8 years

MICRO-LOANS, START-UP LOANS, and BRIDGE LOANS (or GAP FINANCING) up to $50,000

Guaranteed equal monthly payments with a fixed interest rate throughout the life of the loan.
If you have limited credit, ask us about our Peer Lending Program and cash-secured credit-building products!
Maximum term: 5 years

LINES OF CREDIT up to $100,000

Get access to credit to expand your business or take advantage of new business opportunities
Maximum term: 1 year – renewals available

AMERICAN STREET CORRIDOR LOANS up to $250,000 or higher on a case basis

For businesses looking to relocate or expand in the American Street Business Corridor located between Front and 6th Street, and Girard and Lehigh Avenue. Redevelopment projects are encouraged.

If you are thinking about getting financing for your business, or simply want to know how to get started, we encourage you to start your application online. We will respond to your inquiry in 24 hours or less!

Apply Online »

Or call 267-236-7000
Or email us for more information

FINANTA is a Small Business Administration Intermediary Microlender.

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Naoj & Mot, Inc.
“"FINANTA were the only people who saw a future for Pollyoodd, the only ones who believed in my vision, from day one!"”
— Naoj & Mot, Inc., Naoj & Mot, Inc.
Bienvenida Jimenez
“All the banks shut their doors on me. FINANTA was the light at the end of the tunnel!”
— Bienvenida Jimenez, FINANTA First mortgage recipient
Fishtown Jewelers
“FINANTA made the loan process very easy for me. They were extremely flexible with my work style and there weren’t a lot of requirements.”
— Fishtown Jewelers, Fishtown Jewelers
Fireball Printing
“Our business wouldn't exist if it weren't for FINANTA!”
— Fireball Printing, Fireball Printing
Daphne Ramos
“FINANTA's support throughout the mortgage process made purchasing my home possible!”
— Daphne Ramos, PHFA Mortgage Recipient
Duke & Winston
“FINANTA is the best resource that I have right now!”
— Duke & Winston, Duke & Winston
Defined Clarity
“My first FINANTA loan helped me get equipment and working capital so I could keep the lights on!”
— Defined Clarity, Defined Clarity
Restaurante & Lechonera Principe
“FINANTA is there for me 100%. Their technical assistance and loans have been essential every step of the way!”
— Restaurante & Lechonera Principe, Restaurante & Lechonera Príncipe
Derisory Designs
“Finanta enabled us to grow our business faster than we ever thought possible!”
— Derisory Designs, Derisory Designs
The Lola Bean
“FINANTA allowed us to pursue a dream we had talked about for 5 years, and actually make it real!”
— The Lola Bean, The Lola Bean

FINANTA Business Loans

For more information about how FINANTA can help you start, support, or expand your business, please download our free, informational Business Loans one-pager.